COVID-19 analysis, predictions, and recommendations

The 2019-20 pneumonia season fatality data, which appears significantly influenced by COVID-19, appears to be reporting complete, so an update is in order. Sometimes the numbers change by small amounts for some time after they’re ‘complete’ but I believe what’s available is now useful. Here’s a brief overview and analysis … Continue reading

COVID-19 Thoughts, Part 2 – Risk Management and What’s Next

Intro and Disclaimer Hi! again from quarantine. This is the second of two overviews of my thoughts about the COVID-19 crisis. If you haven’t already, I’d encourage you to watch or read the first as I think it’s more important than this one. Today, I’ll talk specifically about COVID-19 and … Continue reading

COVID-19 thoughts, Part 1 – Love God, Love People

  Intro Hi again from quarantine! This is the first of two installments containing a few of my thoughts about the COVID-19 crisis – both the disease itself, and the response to it. In this one, I’ll share things that are generally applicable, at all times, and in any sort … Continue reading

Taxes and “Humble Bragging” – Prayer and God’s Blessings

Philippians 4:6

Taxes and Facebook Distractions I’m supposed to be doing my taxes today, which I don’t exactly love. I’ve devoted a non-trivial chunk of my life opposing taxation. But I started on a positive note by adding up our charitable contributions for 2018. I’m thankful that, despite a big pay cut … Continue reading

Christian Healthcare Ministries – Financial Case Study

Introduction In my previous post, I compared specific qualifications for four major Healthcare Cost Sharing Ministries (HCSMs). In addition to knowing what the qualifications are, several people have asked about what happens when its time to actually share expenses. For some, the question is simply whether any expenses are ever … Continue reading

Healthcare Cost Sharing Ministries – Participation Qualifications

Introduction Rapidly rising health insurance costs and, for the last several years, the penalty tax provisions of the Affordable Healthcare Act (ACA) have generated considerable interest in alternatives to health insurance. One alternative that is exempt from penalty under the ACA is participating in a religious healthcare cost sharing ministry … Continue reading

2016 Election – Encouragement – My Thoughts Part 2

The 2016 U.S. presidential election is unique in this unfortunate way: the two major party candidates are the most unpopular candidates in (at least modern) American history. Their unpopularity is for good cause in both cases. Yet many people are likely to vote for one or the other, thereby imposing … Continue reading

2016 Election – My Thoughts Part 1

This is Part 1 of 2 of what I have to say about the 2016 election. The major political parties have made foolish choices in nominating Presidential candidates, and I expect most American voters to make more foolish choices next week. Even so, I want to share a couple of … Continue reading

Health Care Sharing Ministries and Freedom

Health Care Sharing Ministries (HCSMs) have become an increasingly frequent topic of conversation due to their exemption from the Affordable Care Act (ACA). The ACA has made itself rather unaffordable this year with large penalties for not buying unaffordable insurance. Consequently, people have become interested in finding a more affordable … Continue reading