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</html><thumbnail_url>https://sugargroup.net/varrin/wp-content/uploads/sites/2/2014/05/v-headshot-e1400734675477.jpg</thumbnail_url><thumbnail_width>478</thumbnail_width><thumbnail_height>478</thumbnail_height><description>Health Care Sharing Ministries (HCSMs) have become an increasingly frequent topic of conversation due to their exemption from the Affordable Care Act (ACA). The ACA has made itself rather unaffordable this year with large penalties for not buying unaffordable insurance. Consequently, people have become interested in finding a more affordable &#x2026; Continue reading &rarr;</description></oembed>
