Christian Healthcare Ministries – Financial Case Study

Introduction In my previous post, I compared specific qualifications for four major Healthcare Cost Sharing Ministries (HCSMs). In addition to knowing what the qualifications are, several people have asked about what happens when its time to actually share expenses. For some, the question is simply whether any expenses are ever … Continue reading

Healthcare Cost Sharing Ministries – Participation Qualifications

Introduction Rapidly rising health insurance costs and, for the last several years, the penalty tax provisions of the Affordable Healthcare Act (ACA) have generated considerable interest in alternatives to health insurance. One alternative that is exempt from penalty under the ACA is participating in a religious healthcare cost sharing ministry … Continue reading

Health Care Sharing Ministries and Freedom

Health Care Sharing Ministries (HCSMs) have become an increasingly frequent topic of conversation due to their exemption from the Affordable Care Act (ACA). The ACA has made itself rather unaffordable this year with large penalties for not buying unaffordable insurance. Consequently, people have become interested in finding a more affordable … Continue reading